Live Baccarat Guide
The elegant card game favored by high rollers, offering one of the lowest house edges in the casino.
The Objective
Bet on which hand (Player or Banker) will have a total closest to 9, or bet on a Tie. You're not playing the hands – you're simply betting on the outcome.
Card Values
Face value
Worth 0
Worth 1
Drop the ten (15 = 5)
Betting Options
Banker Bet ✓ Recommended
Pays 0.95:1House edge: 1.06%. The best bet in baccarat despite the 5% commission on wins.
Player Bet
Pays 1:1House edge: 1.24%. No commission, but slightly higher edge than Banker.
Tie Bet ✗ Avoid
Pays 8:1House edge: 14.4%. Terrible odds despite the attractive payout.
Game Flow
1. Initial Deal
Two cards each to Player and Banker. If either has 8 or 9 ("Natural"), the round ends.
2. Player Third Card Rule
Player draws on 0-5, stands on 6-7. (Automatic – no decisions needed.)
3. Banker Third Card Rule
Complex rules based on Banker's total and Player's third card. (Handled automatically.)
4. Compare & Pay
Highest total wins. Ties push on Player/Banker bets (your stake returned).
Optimal Strategy
The only strategy you need: Always bet on Banker. That's it. The Banker bet has the lowest house edge at 1.06%, making it statistically the best choice every single hand. Ignore patterns, scorecards, and "hot streaks" – they don't affect the odds.
Popular Live Baccarat Variants
Speed Baccarat
Faster rounds with 27-second dealing time.
Baccarat Squeeze
Dramatic card reveal with close-up cameras.
Lightning Baccarat
Random multipliers up to 512x on winning hands.
No Commission Baccarat
No 5% commission, but Banker 6 pays 1:2.
Dragon Tiger
Simplified version – one card each, highest wins.
Peek Baccarat
Player controls the card squeeze.